Secure Your Retirement With Confidence

Planning for life after leaving the workforce can feel overwhelming, but with the proper amount of foresight and strategic planning, you can secure the retirement you’ve been dreaming of.

Tax Free Investment

At Secure Retirement Strategies, we always encourage our clients to look beyond the typical retirement investment options, such as traditional IRAs and 401Ks.

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LIRP

Unlike traditional life insurance plans, a LIRP is a life insurance plan that features a savings component that allows you to withdraw funds while you're still alive.

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Planning

When it comes to planning for life's next steps, having a reliable source for retirement advice makes planning your financial legacy a breeze.

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Annuity

The beauty of annuities is that they are not one-size-fits-all. As an investor, there are three basic types of annuities that you can use to save for retirement.

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Helping You Feel Confident in Your Financial Future.

Secure Retirement Strategies has spent years helping our clients build wealth that can be used to not only fund their retirements but also provide for their families for generations to come.

We offer professional financial retirement strategies to individuals and families throughout the US, and you can be next. Speak with us today to learn more!

Serving All 50 States

Customer Reviews

Satisfied customer

"Michael Neft, our agent, and the entire team at Secure Retirement Strategies have been so wonderful to work with. We have peace of mind about our financial future. We would recommend Secure Retirement Strategies to friends and family. They are always available to answer any questions we may have."

Rita B.

"Mike Neft and his staff were very professional and personal. We met with Mike to review our existing investments. As retirement approaches we wanted assurance that we would not exhaust our funds prior to our demise. Mike did a thorough review and suggested some changes that would provide us with guaranteed income sources. "

Richard W.

"The thought of making all the decisions involved with moving a lifetime of savings into the right places to secure one’s retirement years can be frightening. It was for my wife and me until our first meeting with Marc and Lou. Options were clearly explained. Questions were plainly answered. Most importantly, time was taken to build trust. We are glad that we found SRS! "

Jen L.

"Lou and Marc listen attentively to what we want, striving to find the best products for our financial goals and needs. They are very patient, taking the time to answer all our questions and making sure we understand the products we are purchasing. Their friendly, no-pressure personalities, paired with a vast knowledge of retirement options provides a strong feeling of confidence in their ability to assist us in meeting our retirement goals. It is a real pleasure working with the Secure Retirement Strategies team."

Kathy R.

"Mike, Marc, Merrick, Lou and Christian were very patient with my wife and me in explaining a secure retirement strategy and how to better position our finances to align with our goals. We met with several of them for a few times initially, and they patiently explained the strategies we could use for saving on taxes and getting better yields from our investments. We did not feel rushed or pushed into anything we weren’t comfortable with, and I highly recommend SRS to anyone that wants a better financial future."

Tony D.

"SRS is composed of a group of knowledgeable and professional advisors. There is NO sales pressure or use of other tactics in your meetings with them. Instead, expect patient and thorough listening followed by thoughtful suggestions and packages designed to meet your individual needs. They continue to check in with you throughout any process and answer all questions patiently, thoroughly and promptly. I would recommend them highly and without hesitation! "

Sharon C.

"All of my encounters with this group of professionals have been exceptional. They have made appropriate investment recommendations, which we have been very pleased with the results of thus far."

Ron G.

"Merrick and his team have surpassed my expectations. They truly listen to their clients’ needs. I really appreciated the time they took to walk me through the many options."

Muzaffer G.

"Appreciated the service and continual contact in the application process. Both Lou and Tom were very knowledgeable and not only explained everything to my satisfaction, but also made sure that I understand the policy and process. Seeing the excellent tax benefits of this policy was an eye-opener. I am very pleased with the product, policy and service and would highly recommend the use of the products and/or employees associated with Secure Retirement Strategies."

Micheal S.

"I had a good experience with all the gentlemen at Secure Retirement Strategies, from the excellent dinner and presentation to the delivery of my contract. They were very patient and never pressured me to do anything and were all very knowledgeable. I put my confidence in them in making my decisions. I am glad I met them and hope to have a long relationship."

Thomas W.

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Explore Our Retirement Strategies

When it comes to retirement plans, the only thing that truly matters is whether or not yours actually works. Unlike other financial retirement strategies, the ones produced by Secure Retirement Strategies have been tested and are proven to work. We take our time to analyze your current financial portfolio, market trends, and long-term retirement goals to develop a retirement plan that not only fits your needs but can also weather the storm of market changes. We offer retirement planning services as:

Tax-Free Income Strategies — It may be hard to believe, but there are legal ways to accumulate wealth without paying taxes. While a lot of retirees tend to lean towards traditional forms of retirement savings such as employer-provided 401Ks, we encourage our clients to explore tax-exempt retirement and investment products such as:

Life Insurance Retirement Plan (LIRP) — Unlike traditional forms of life insurance, LIRPs feature a savings component that allows policyholders to accumulate tax-exempt money and withdraw funds tax-free while they are still alive.

Indexed Universal Life Insurance (IUL) — A form of permanent life insurance that allows policyholders to build cash value and withdraw tax-exempt funds.

Legacy Planning — While we can never predict the future, we can take measures to ensure that our loved ones will have the tools they need to continue to build a successful financial future. Estate planning is a powerful tool that retirees can use to address any concerns they may have about the financial security of their loved ones after they have passed on. Estate planning typically encompasses many different financial retirement strategies and tools, such as tax-exempt income streams that can be continued by beneficiaries and tax-free death benefits. Annuities and life insurance remain two of the most popular estate planning tools.

Annuities — They are a contract between an investor and an insurance company where the insurance company provides tax-deferred investment returns, and the investor can, at their discretion, create an income stream for them and pass the income and the remaining funds to their beneficiaries.
Life Insurance — A contract between an individual and an insurance company where, for an agreed-upon premium payment schedule, the insurance company will provide a tax-free lump sum benefit paid to beneficiaries upon the passing of the individual. If structured properly, this contract can build a cash value and provide tax-free benefits for the use of the individual while they are living.

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Learn how to work towards achieving your ideal retirement.

Understanding Market Risks to Protect Your Wealth

Market fluctuations shape your retirement accounts in profound ways. When the market shifts, your retirement plan can face unexpected challenges like stock market corrections and interest rate changes that impact traditional pension plans. These movements affect everyone differently based on their retirement age and personal circumstances. Think about the 2008 financial crisis or the 2020 market downturn — both dramatically altered countless retirement trajectories across Lehigh County, Bucks County, and beyond.

That's why partnering with Secure Retirement Strategies proves invaluable for your financial future. We track market patterns and help you capitalize on both upward and downward trends. Our deep analysis of market conditions helps protect your tax-deferred accounts while maximizing growth potential. Working together lets you gain clear perspectives on market dynamics and learn how to position your retirement accounts for long-term stability.

The Difference Strategic Retirement Can Make on Your Life

Strategic retirement planning puts you in control of your future. By taking charge of your retirement date and investment approach, you create opportunities for financial security and true peace of mind. Your comprehensive retirement plan will become your roadmap to the lifestyle you've always imagined.

Tax-advantaged accounts and careful withdrawal timing can dramatically improve one's retirement outlook. Strategic planning helps preserve one's wealth while providing reliable income throughout retirement.

For business owners and executives: Strategic planning helps optimize tax benefits through the sophisticated use of individual retirement accounts and retirement timing. This approach protects the wealth you've built while creating sustainable income streams.

For growing families: Early strategic planning allows you to balance current needs with future goals. You'll learn how to maximize contributions to tax-deferred accounts while maintaining flexibility for life's changes.

For those nearing retirement: Strategic planning helps you transition smoothly from wealth accumulation to distribution. You'll discover how to structure your assets for reliable income that adjusts to your needs.

Finding Answers for All Your Biggest Retirement Questions

You likely have pressing questions about retirement: How much do I really need to save? What's the best way to protect my nest egg? How do I turn my savings into reliable income? When should I start taking Social Security? These questions shape your financial future, and they deserve thorough, clear answers.

We're home to financial advisors who excel at breaking down complex retirement concepts into practical action steps. We share real-world examples that relate directly to your situation. So, if you live in Chester County, Northampton County, Mercer County, or Hunterdon County, give us a call for insights that make retirement planning feel natural and achievable.

Building a Retirement Income Stream That Lasts a Lifetime

Your retirement journey deserves steady, experienced guidance. Secure Retirement Strategies stands ready to help craft your personalized roadmap toward lasting financial confidence. Together, we'll develop secure retirement planning strategies that protect your wealth while generating reliable retirement income.

Call today and book an appointment!