Last week, we at Secure Retirement Strategies discussed some of the reasons to avoid a Roth IRA. Continuing with our theme, we delineate below yet another possible concern with Roth IRAs: the risk of potential losses.
The Rise of Roth IRAs Switching out your traditional individual retirement account for a Roth IRA is often an excellent tax strategy — except when it isn’t. At Secure Retirement Strategies, we’re going to go over the pros and cons in our two-part blog series.
Millions of Americans have used Life Insurance Retirement Plans (LIRPs) as a powerful investment tool. These folks know that putting their money in a LIRP is almost as secure as keeping it in a bank account — but with much higher returns. If you want a safe and steady path
Is your retirement looking financially-secure? At Secure Retirement Strategies, we will help you grow your assets, protect your savings, and provide for the people and causes that are most important to you. One of the best ways to protect your financial future is to consider investing in a Life Insurance
Distributions from a Life Insurance Retirement Plan (LIRP) are only tax-free if the money is taken out the correct way. If you take a normal distribution, as you might with a 401(k) or IRA, the money can be taxable. By taking money out by way of a loan, however, it
Q: Can the government decide to tax my Roth IRA at retirement? A: Since 1997, the IRS has given you the option of being taxed on the “seed” or on the “harvest.” With a Roth IRA, you’re taxed on the seed; with a traditional IRA, you’re taxed on the
Have you ever heard of a LIRP? We’ve asked new clients this question for the past year, and not a single person knew about this spectacular product. LIRP stands for Life Insurance Retirement Plan. It’s life insurance for use while you’re living. Say what? That’s right. A LIRP is life