Here at Secure Retirement Strategies, we help people like you get the most out of their finances, with tax-free life insurance and more. As a long-term care insurance company serving the Lehigh County, PA area, we work tirelessly to help you face your current financial challenges while preparing for what
Did you know that only 10% of the Baby Boomer generation have adequate funds saved for retirement? How about the other, nearly half, who don’t have any form of savings whatsoever? Uh-oh.
There are two types of retirement-savers: those who feel that they’ve squirreled away enough money not to need any form of life insurance, and those who are looking to enter their golden years with as diversified of a savings portfolio as possible. Though the first individual may enjoy a comfortable
In a world where most individuals are reliant upon traditional means of saving for their golden years after retirement — whether it be through Roth IRA funds or in a 401(k) — Secure Retirement Strategies offers an additional savings solution. Life Insurance Retirement Plans (LIRP) provide insured individuals an array
Last week, we at Secure Retirement Strategies discussed some of the reasons to avoid a Roth IRA. Continuing with our theme, we delineate below yet another possible concern with Roth IRAs: the risk of potential losses.
The Rise of Roth IRAs Switching out your traditional individual retirement account for a Roth IRA is often an excellent tax strategy — except when it isn’t. At Secure Retirement Strategies, we’re going to go over the pros and cons in our two-part blog series.
Millions of Americans have used Life Insurance Retirement Plans (LIRPs) as a powerful investment tool. These folks know that putting their money in a LIRP is almost as secure as keeping it in a bank account — but with much higher returns. If you want a safe and steady path
Is your retirement looking financially-secure? At Secure Retirement Strategies, we will help you grow your assets, protect your savings, and provide for the people and causes that are most important to you. One of the best ways to protect your financial future is to consider investing in a Life Insurance
Distributions from a Life Insurance Retirement Plan (LIRP) are only tax-free if the money is taken out the correct way. If you take a normal distribution, as you might with a 401(k) or IRA, the money can be taxable. By taking money out by way of a loan, however, it
Q: Can the government decide to tax my Roth IRA at retirement? A: Since 1997, the IRS has given you the option of being taxed on the “seed” or on the “harvest.” With a Roth IRA, you’re taxed on the seed; with a traditional IRA, you’re taxed on the