We’re here to help you feel confident in your financial future.
Whether you want to explore our tax-free income strategies or are ready to start your legacy planning, we are here to help you grow! We currently offer retirement investment strategies to residents living in the following Pennsylvania and New Jersey counties:
An annuity serves a contract between an investor (you) and an insurance company that requires the insurance company to make payments over an agreed upon period of time. This financial product can be used by investors to generate tax-deferred income to use at a later point in life. Typically, investors use annuities to save for important life events such as retirement since annuities can provide income to replace the paycheck that is no longer coming in.
With so many investment products on the market, it can be hard to figure out which one will meet your needs. To help you understand how an annuity can fit your long-term goals, we’ve compiled a list of the three major reasons why investors buy annuities.
Now that you understand why investors choose to add annuities to their investment portfolios, let’s explore the different types of annuities options available to you.
is a type of annuity where the insurance company agrees to provide you with a minimum interest rate and a fixed amount of payments over a period of time.
is an annuity where the insurance company allows you to put your payments into different investment options directly in the market. With this type of annuity, your returns could be positive or negative and there are substantial fees.
credit you, the investor, with a return that is based on stock market indexes such as the S&P 500 while guaranteeing no downside market risk and incurring little or no fees.
Planning your financial future can be a big job to handle all on your own. But if you take time to sit with one of our professional retirement strategists, we can help take the stress away from securing a bright financial future for you and your loved ones. Whether it’s understanding the difference between an indexed universal life insurance (indexed annuity) policy and a life insurance retirement plan (LIRP), our team is ready to help. If you’re a resident of Lehigh County, Bucks County, Chester County, Northampton County, Mercer County, or Hunterdon County, who is ready to start building wealth for your retirement, contact us today!