Find your unique path to retirement
Planning for life after leaving the workforce can feel overwhelming, but with the proper amount of foresight and strategic planning, you can secure the retirement you’ve been dreaming of.Learn More
At Secure Retirement Strategies, we have spent years helping our clients build wealth that can be used to not only fund their retirements but provide for their families for generations to come.
“We offer professional financial retirement strategies to individuals and families living in throughout Pennsylvania and New Jersey. Currently, we serve clients in:
- Lehigh County, PA
- Chester County, PA
- Bucks County, PA
- Mercer County, NJ
- Northampton, NJ
- Hunterdon County, NJ
Wondering if you will have enough money to fund your life after retirement is something no hardworking citizen should have to worry about. Let us help you secure a financial future that’s so prosperous the only thing you’ll have to worry about come retirement day is what are you’re going to do with all of your free time.
Explore Our Retirement Strategies
When it comes to retirement plans, the only thing that truly matters is whether or not yours actually works. Unlike other financial retirement strategies, the ones produced by Secure Retirement Strategies have been tested and proven to work. We take our time to analyze your current financial portfolio, market trends, and your long-term retirement goals to develop a retirement plan that not only fits your needs but can also weather the storm of market changes. We offer retirement planning services as:
Tax-Free Income Strategies
It may be hard to believe, but there are legal ways to accumulate wealth without paying taxes. While a lot of retirees tend to lean towards traditional forms of retirement savings such as employer-provided 401Ks, we encourage our clients to explore tax-exempt retirement and investment products such as:
- Indexed Universal Life Insurance (IUL) – A form of permanent life insurance that allows policyholders to build cash value and withdraw tax-exempt funds.
- Life Insurance Retirement Plan (LIRP) – Unlike traditional forms of life insurance, LIRPs feature a savings component that allows policyholders to accumulate tax-exempt money and withdraw funds tax free while they are still alive.
While we can never predict the future, we can take measures to ensure that our loved ones will have the tools they need to continue to build a successful financial future. Estate planning is a powerful tool that retirees can use to address any concerns they may have about the financial security of their loved ones after they have passed on. Estate planning typically encompasses many different financial retirement strategies and tools such as tax-exempt income streams that can be continued by beneficiaries and tax-free death benefits. Annuities and life insurance remain two of the most popular estate planning tools.
- Annuities – They are a contract between an investor and an insurance company where the insurance company provides tax-deferred investment returns and the investor can, at their discretion, create an income stream for them and pass the income and the remaining funds to their beneficiaries.
- Life Insurance – A contract between an individual and an insurance company where, for an agreed upon premium payment schedule, the insurance company will provide a tax-free lump sum benefit paid to beneficiaries upon the passing of the individual. If structured properly, this contract can build a cash value and provide tax-free benefits for the use of the individual while they are living.”
We’re here to help you feel confident in your financial future.
My husband, Jack, and I are definitely risk averse. We would have never met with Marc and Lou had it not been for a friend that recommended we meet with them. At our first meeting, we were very surprised to learn that we could invest our hard-earned money in a safe place. The very knowledgeable and experienced team of Marc and Lou patiently walked us through every detail. Long story short: Our wealth has substantially increased since we opened accounts with them. We are very grateful for their advice. Well on our way to a secure retirement!
Very professional and competent team. Responsive. Easy to work with. They listened to my needs and recommended solutions to meet them, no pressure at all.
Merrick Smith and his team at SRS are true professionals. Mr. Smith is a hard worker who is willing to meet his clients and discuss their needs any time and anywhere. His advice is always sound and based upon his many years of experience and research. I would not hesitate to recommend SRS to anyone looking for a solid group of individuals to work with.
Very professional staff. Understanding of your needs. Excellent comfort in explaining goals and programs. Very highly recommended.
Mike Neft and Chris Fischer are very professional and personal and understand our retirement needs. We are very satisfied and appreciated the service and continual contact in the application process and answering all our questions.
We are extremely satisfied with the SRS team. They impressed us with their professionalism and subject knowledge. A sincere and caring effort was put forth with helping us navigate our financial planning. They listen to your needs and present individualized solutions that make financial sense. I highly recommend this company.
All of the representatives have been very accommodating and knowledgeable, and I’ve always felt they operate with my best interest in mind.
We were very pleased. They worked around our schedule and were not pushy at all. They presented options, made a suggestion and allowed us to make our own decision. We chose to invest with them because of this and their professionalism. Highly recommend to others that are looking to protect their retirement investments!
This firm takes the time to get to know you and your family, understand your needs and develop a solid plan for retirement. We were concerned about certain aspects of our lifestyle and thought we had a good plan with fixed annuities in place. We learned, however, that our annuities were variable and risky. We now have a plan that only gives upside, provides liquidity if we need it, and assures us a solid future. Best yet, we work with Lou Aarons, who is terrific.
SRS addressed all of my needs and concerns. They were very helpful in explaining the investments and my future income strategy. They were constantly in touch with me throughout the process. I would recommend to anyone who wants to have their retirement portfolio reviewed to contact SRS.
MARC SMITHManaging Partner
Marc draws on his 25 years of financial services experience to help retirees andRead More
MICHAEL NEFTManaging Partner
With nearly 40 years of experience in finance and securities, Michael oversees the firm’sRead More
LOU AARONSChief Operating Officer
Lou puts his more than 30 years of financial services experience to work ensuringRead More
MERRICK SMITHVP of Business Development
Before joining Secure Retirement Strategies, Merrick helped manage the property and casualty insurance departmentRead More
FRED SCHWARTZVice President
For more than 30 years, Fred’s priority has been helping retirees and pre-retirees workRead More
ANDREW SMITHMarketing Director
After working at Delaware Valley Financial Group as a marketing representative, Andrew joined SecureRead More
CHRISTIAN FISCHERFinancial Analyst Director
Christian combines his account executive-based client skills and his experience in web administration toRead More
TOM YEUTTERHead of Operations
Tom has a vast knowledge of computer operations and excellent management skills. Disciplined andRead More
George MarkusExecutive Financial Planner
George is entering his 31st year as a financial services professional assisting individuals andRead More
LIFE INSURANCE RETIREMENT PLAN
Secure Retirement Strategies’ Life Insurance Retirement Plan (LIRP) provides you with a suite of tools and strategies to help you maximize your life insurance policy during retirement.Check Out These Books