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path to retirement
Planning for life after leaving the workforce can feel overwhelming, but with the proper amount of foresight and strategic planning, you can secure the retirement you’ve been dreaming of.Learn More
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At Secure Retirement Strategies, we have spent years helping our clients build wealth that can be used to not only fund their retirements but provide for their families for generations to come.
“We offer professional financial retirement strategies to individuals and families living in throughout the US. Currently, we serve clients in:
PA, NJ, SC, TN, GA and FL
Click Here to See List of Offices
- New Jersey
- South Carolina
Explore Our Retirement Strategies
When it comes to retirement plans, the only thing that truly matters is whether or not yours actually works. Unlike other financial retirement strategies, the ones produced by Secure Retirement Strategies have been tested and proven to work. We take our time to analyze your current financial portfolio, market trends, and your long-term retirement goals to develop a retirement plan that not only fits your needs but can also weather the storm of market changes. We offer retirement planning services as:
Tax-Free Income StrategiesIt may be hard to believe, but there are legal ways to accumulate wealth without paying taxes. While a lot of retirees tend to lean towards traditional forms of retirement savings such as employer-provided 401Ks, we encourage our clients to explore tax-exempt retirement and investment products such as:
- Life Insurance Retirement Plan (LIRP)– Unlike traditional forms of life insurance, LIRPs feature a savings component that allows policyholders to accumulate tax-exempt money and withdraw funds tax free while they are still alive.
- Indexed Universal Life Insurance (IUL) – A form of permanent life insurance that allows policyholders to build cash value and withdraw tax-exempt funds.
- Legacy Planning – While we can never predict the future, we can take measures to ensure that our loved ones will have the tools they need to continue to build a successful financial future. Estate planning is a powerful tool that retirees can use to address any concerns they may have about the financial security of their loved ones after they have passed on. Estate planning typically encompasses many different financial retirement strategies and tools such as tax-exempt income streams that can be continued by beneficiaries and tax-free death benefits. Annuities and life insurance remain two of the most popular estate planning tools.
- Annuities – They are a contract between an investor and an insurance company where the insurance company provides tax-deferred investment returns and the investor can, at their discretion, create an income stream for them and pass the income and the remaining funds to their beneficiaries.
- Life Insurance – A contract between an individual and an insurance company where, for an agreed upon premium payment schedule, the insurance company will provide a tax-free lump sum benefit paid to beneficiaries upon the passing of the individual. If structured properly, this contract can build a cash value and provide tax-free benefits for the use of the individual while they are living.”
We’re here to help you feel confident in your financial future.
Mike, Marc, Merrick, Lou and Christian were very patient with my wife and me in explaining a secure retirement strategy and how to better position our finances to align with our goals. We met with several of them for a few times initially, and they patiently explained the strategies we could use for saving on taxes and getting better yields from our investments. We did not feel rushed or pushed into anything we weren’t comfortable with, and I highly recommend SRS to anyone that wants a better financial future.
I had a good experience with all the gentlemen at Secure Retirement Strategies, from the excellent dinner and presentation to the delivery of my contract. They were very patient and never pressured me to do anything and were all very knowledgeable. I put my confidence in them in making my decisions. I am glad I met them and hope to have a long relationship.
SRS is composed of a group of knowledgeable and professional advisors. There is NO sales pressure or use of other tactics in your meetings with them. Instead, expect patient and thorough listening followed by thoughtful suggestions and packages designed to meet your individual needs. They continue to check in with you throughout any process and answer all questions patiently, thoroughly and promptly. I would recommend them highly and without hesitation!
All of my encounters with this group of professionals have been exceptional. They have made appropriate investment recommendations, which we have been very pleased with the results of thus far.
Michael Neft, our agent, and the entire team at Secure Retirement Strategies have been so wonderful to work with. We have peace of mind about our financial future. We would recommend Secure Retirement Strategies to friends and family. They are always available to answer any questions we may have.
Mike Neft and his staff were very professional and personal. We met with Mike to review our existing investments. As retirement approaches we wanted assurance that we would not exhaust our funds prior to our demise. Mike did a thorough review and suggested some changes that would provide us with guaranteed income sources.
We are very pleased and satisfied with Secure Retirement Strategies.
Merrick and his team have surpassed my expectations. They truly listen to their clients’ needs. I really appreciated the time they took to walk me through the many options.
Appreciated the service and continual contact in the application process. Both Lou and Tom were very knowledgeable and not only explained everything to my satisfaction, but also made sure that I understand the policy and process. Seeing the excellent tax benefits of this policy was an eye-opener. I am very pleased with the product, policy and service and would highly recommend the use of the products and/or employees associated with Secure Retirement Strategies.
The thought of making all the decisions involved with moving a lifetime of savings into the right places to secure one’s retirement years can be frightening. It was for my wife and me until our first meeting with Marc and Lou. Options were clearly explained. Questions were plainly answered. Most importantly, time was taken to build trust. We are glad that we found SRS!
Lou and Marc listen attentively to what we want, striving to find the best products for our financial goals and needs. They are very patient, taking the time to answer all our questions and making sure we understand the products we are purchasing. Their friendly, no-pressure personalities, paired with a vast knowledge of retirement options provides a strong feeling of confidence in their ability to assist us in meeting our retirement goals. It is a real pleasure working with the Secure Retirement Strategies team.
MARC SMITHManaging Partner
Marc draws on his 25 years of financial services experience to help retirees andRead More
MICHAEL NEFTManaging Partner
With nearly 40 years of experience in finance and securities, Michael oversees the firm’sRead More
LOU AARONSChief Operating Officer
Lou puts his more than 30 years of financial services experience to work ensuringRead More
MERRICK SMITHManaging Partner
Before joining Secure Retirement Strategies, Merrick helped manage the property and casualty insurance departmentRead More
ANDREW SMITHVice President, Marketing Director
After working at Delaware Valley Financial Group as a marketing representative, Andrew joined SecureRead More
NICK YASHINRetirement Planning Specialist
Nicholas Yashin is a graduate of Temple University and started his financial planning careerRead More
JOHN BLAIRVice President – Underwriting and Case Design
John has 20 years of experience in the financial services industry. He has committedRead More
GEORGE MARKUSExecutive Financial Planner
George is entering his 31st year as a financial services professional assisting individuals andRead More
LIFE INSURANCE RETIREMENT PLAN
Secure Retirement Strategies’ Life Insurance Retirement Plan (LIRP) provides you with a suite of tools and strategies to help you maximize your life insurance policy during retirement.Check Out These Books