How To Use Investment Ratings To Make Good Investments

When it comes to investing money, it can be hard to know where to start. To make things even more difficult, there are also numerous different types of investments that you need to consider before making your choice, especially as it fits within your broader retirement strategy. It’s easy to get overwhelmed by the amount of information and variety of options available when you begin looking into how you can invest your money. Luckily, there are plenty of resources available for helping identify which types of investments are right for you and which ones you should avoid. If you’re thinking about using your cash or other financial assets to invest in something that will see a return on your initial investment, this article is for you. We’ll go over some simple tips on how you can use investment ratings as part of your research process. We’ll also show you how Secure Retirement Strategies can help you decide before making any final decisions.  First, watch this for a short primer on how SRS handles investment ratings for your benefit (transcript below article):


What Is An Investment Rating?

When you’re looking into investments, one of the first things that you’re likely to notice are investment ratings. Though there is a plethora of information, it’s important that you know how to use investment ratings to make good investments. Investment ratings are a way to evaluate the risk of a certain financial product. In many cases, ratings are given to different types of assets like stocks and bonds. This means that you’ll be able to see an overall score for each investment based on how likely it is to make money for you. This can help you understand how risky each type of investment is and make it easier for you to decide which ones are right for you. When you see an investment rating, it’s important to understand that it isn’t a prediction of what will happen in the future. Instead, it’s a way to look back at the past and make a judgment based on what has happened previously.

How To Find Ratings For Investments

When you’re researching investments, one of the first things that you’ll want to do is find the ratings for each type of investment that you plan to consider. To do this, there are a few different options. The first is to find a financial adviser. Investment advisers often have access to investment ratings for many different types of assets. Another way to find investment ratings is to use a financial tool online. Online tools are designed to make it easy for you to find and track investment ratings whenever you want to. Finally, you can also find investment ratings in newspapers and other print publications. Newspapers often have investment ratings printed in the back that you can refer to whenever you want to make sure that you’re making smart investment choices.

How To Make Use Of Investment Ratings

Investment ratings are a great way to get a basic overview of the different types of investments out there and how likely they are to make money for you. However, within the context of an overall retirement strategy, investment ratings by themselves can only serve you so far.  It’s important that you use these ratings to help you understand the different types of investments that are out there. You should also use investment ratings to identify the types of investments that you should stay away from. That’s where Secure Retirement Strategies, and our wholly owned investment advisory firm Duke & Duke Wealth management, can help.  We specialize in not only putting a plan together for you to meet your retirement goals, we also help you decide which investments make the most sense within that plan.  And, as the video mentioned, we only choose the best rated investments for our clients to put their hard-earned money into.


When it comes time to make investment choices, you should use investment ratings as a way to separate out the good investments from the bad ones. You mustn’t rely on these ratings completely, though. Instead, use them as a basic starting point, and allow Secure Retirement Strategies to assist you in making decision that make sense for you and your goals.


To find out more about how we can help, click this link and we’ll be glad to assist you.


Video Transcript:

Hi everyone. My name is Mike Neft, I’m one of the managing partners of Secure Retirement Strategies.

And I’m in charge of our registered investment advisory group, Duke and Duke Wealth Management.

If you’re a prospective client of ours, we want to offer some things to you, which are kind of unique and give you an idea of really what you own.

We buy research from a lot of different sources. One of the companies that we buy from is a company called Morningstar, which is the largest independent rater or ranker of different investments, whether they be stocks, whether they be bonds, mutual funds, variable annuity funds.

All of these come under the umbrella of Morningstar. And Morningstar has a very unique way of rating everything.

They rank them on a star basis. Five stars, four stars, three stars, two star, one star.

Five stars is outstanding. Four stars is above average, three stars, average. Two star, below average. One star, or non-rated, even, way below average.

So we tell this to people and we also tell people that probably will never hear this from their advisor. But as we say, Morningstar rates these. Five stars and four stars are really good performing funds.

They’re the two top quintiles in performance.

But nobody ever tells a client: it doesn’t cost you a penny more to own a one star fund or a five star fund.

So now that you know that why wouldn’t you want all of your funds to be four and five star investments? We will show you that.

We’ll do a complete analysis for you. All we need is a copy of your statements. The statements don’t need, we don’t need your name. We don’t need the account number. We need the name of the fund or the stock or the ETF, and the number of shares you have.

And we will do a complete analysis of Morningstar, typically about 25 to 35 pages of data.

Very, very comprehensive. It will tell you how that account has performed, not only over the last three months, the last one year, the last three, five and 10 year periods of time too.

We’ll talk about betas. How does this portfolio rank from a performance standpoint against the S&P 500 or against other benchmark indexes, like the S&P 500, the MSCI EAFE, which stands for Europe, Asia and the Far East?

And we’ll do that at no cost or no obligation. And if you have a good portfolio, we’re gonna tell you, you’re doing great, keep doing what you’re doing.

But if you have a portfolio that’s not so great, we’re gonna tell you that too. And we’re gonna show you ways where we can improve that for you as well too.

So give us the opportunity to do that evaluation. It’s not gonna cost you a penny. You’re under no obligation, other than listen to us tell you how the accounts performed.

So, we’d like the opportunity to do that. Send us a copy of your statement. Bring us a copy of your statements. And those statements can be your 401ks, your Roth accounts, your IRA, or your traditional after-tax broker accounts. All of those.

If you wanna send them to us by email, we use encrypted email too. So we would love the opportunity to talk to you. So give us a chance.

Give us a call. Our number is (267) 544-0333.

Or look us up on the web, Thank you very much.